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	<title>Expert opinion from uSwitch</title>
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	<link>http://www.uswitch.com/blog</link>
	<description>Read and discuss the current opinion with uSwitch&#039;s team of experts in saving money, energy and communications.</description>
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		<title>Guest blog &#8211; Solar panels are still a great investment</title>
		<link>http://www.uswitch.com/blog/2012/05/11/guest-blog-solar-panels-are-still-a-great-investment/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=guest-blog-solar-panels-are-still-a-great-investment</link>
		<comments>http://www.uswitch.com/blog/2012/05/11/guest-blog-solar-panels-are-still-a-great-investment/#comments</comments>
		<pubDate>Fri, 11 May 2012 08:56:39 +0000</pubDate>
		<dc:creator>Nicolas Frankcom</dc:creator>
				<category><![CDATA[Utilities]]></category>
		<category><![CDATA[Solar]]></category>

		<guid isPermaLink="false">http://www.uswitch.com/blog/?p=5387</guid>
		<description><![CDATA[If you’ve spotted a story about solar PV in the papers lately, chances are it didn’t paint a very rosy picture. However, as Ross Wolhuter of renewable installer EvoEnergy explains, solar panels still offer fantastic returns.]]></description>
			<content:encoded><![CDATA[<div id="attachment_5396" class="wp-caption aligncenter" style="width: 647px"><a href="http://www.uswitch.com/blog/2012/05/11/guest-blog-solar-panels-are-still-a-great-investment/cms-images-fits-infographic-4/" rel="attachment wp-att-5396"><img class="size-full wp-image-5396 " title="cms-images-fits-infographic" src="http://uswitch-wp-blog-assets.s3-website-eu-west-1.amazonaws.com/wp-content/uploads/2012/05/cms-images-fits-infographic.gif" alt="feed in tariffs" width="637" height="329" /></a><p class="wp-caption-text">Feed in tariffs are the amount you get paid for the energy you generate</p></div>
<p>In 2011 the feed-in tariff was 43.3p per unit. It was the year when everyone started talking about solar, and PV systems were hailed as a smart new alternative to investing in banks and building societies.</p>
<p>Fast forward one year, and the tariff has fallen to 21p after a lengthy and confusing court case. Media interest has waned and news stories have mainly taken a negative slant, focusing on government’s mishandling of the tariff change and the resulting challenges for industry.</p>
<p>While many have been deterred by the coverage, EvoEnergy are working hard to spread the message that solar is just as wise an investment now as it ever was. Here are two quotes we prepared for the same property, one in June 2011 and one in April 2012:</p>
<div dir="ltr">
<table>
<colgroup>
<col width="168" />
<col width="151" />
<col width="151" /></colgroup>
<tbody>
<tr>
<td><span style="text-decoration: underline;"><strong>Date of quote</strong></span></td>
<td><span style="text-decoration: underline;"><strong>14 June 2011</strong></span></td>
<td><span style="text-decoration: underline;"><strong>17 April 2012</strong></span></td>
</tr>
<tr>
<td><strong>System size</strong></td>
<td>2.94 kWp</td>
<td>2.94 kWp</td>
</tr>
<tr>
<td><strong>Panels</strong></td>
<td>12 x Sharp 245W</td>
<td>12 x Suntech 245W</td>
</tr>
<tr>
<td><strong>Cost</strong></td>
<td>£12,002</td>
<td>£6,932</td>
</tr>
<tr>
<td><strong>Annual FIT payments</strong></td>
<td>£1,099</td>
<td>£553</td>
</tr>
<tr>
<td><strong>Annual bill savings</strong></td>
<td>£159</td>
<td>£176</td>
</tr>
<tr>
<td><strong>Annual total</strong></td>
<td>£1,258</td>
<td>£729</td>
</tr>
<tr>
<td><strong>Return on investment</strong></td>
<td>10.48%</td>
<td>10.51%</td>
</tr>
</tbody>
</table>
</div>
<p>In both quotes, EvoEnergy designed a 2.94 kWp system using 12 x 245W panels, both being almost identical in performance.</p>
<p>As you can see, the biggest changes are the feed-in tariff (FIT) payments and the cost of the system. While FIT payments have obviously fallen, system costs have dropped considerably too. Take both these factors into account and the return on investment has actually increased.</p>
<p><strong>Other considerations</strong></p>
<p>Current FIT rates are set at 21p per unit (kWh) for new investors, providing tax-free, index-linked returns that are guaranteed for 25 years. Not only do solar panels provide a secure income, they also reduce electricity bills.</p>
<p>Right now a 3.92 kWp system installed by EvoEnergy on a south-facing roof pitched at 30 degrees could deliver returns of 11.7%. If you include the system payback, that’s a tax-free, index-linked return of 7.8%. In comparison, a Halifax Fixed Rate ISA Saver will deliver tax-free returns of 4.5% over a five-year period.</p>
<p>EvoEnergy’s figures are on the conservative side, as they don’t take inflation or increases in fuel prices into account. The Department for Energy and Climate Change (DECC) estimates energy prices will rise considerably over the next ten years. DECC figures show that electricity bills have nearly doubled over the past decade, going from an average of £236 to £433, highlighting the importance of finding ways to reduce your bill.</p>
<p>The government’s SAP calculations used to predict electricity generation are also cautious, as they’re based on figures for Sheffield. Many solar PV customers, particularly those in the sunny south of the country, report generation figures at 10% higher than the estimates.</p>
<p><strong>Beat the July cuts</strong></p>
<p>As always, good timing is the trick to getting the best deal. On 1 July 2012 the current feed-in tariff rate is set to drop to between 13.6 and 16.5p per unit. It’s also expected that the duration of the scheme will reduce to 20 years, and the RPI linking may be changed to CPI or removed altogether.</p>
<p>The government is set to make an announcement this week on what the actual rates will be, and depending on the outcome the industry could see a rush to get installations before July.<br />
<strong></strong></p>
<p><strong>For a free quote, or to find out whether your home’s suitable for solar panels take a look at the uSwitch guide to the <a href="http://www.uswitch.com/solar-panels/solar-panels-cost">cost of solar panels</a>. </strong></p>
<p><strong>Or if you don&#8217;t want to buy solar panels, you can also take advantage of <a title="Free solar panels" href="http://www.uswitch.com/solar-panels/free-solar-panels">free installation </a>which could save you up to  £176 on your electricity bills a year.</strong></p>
<p><a title="Evo Energy" href="http://www.evoenergy.co.uk/?utm_source=uSwitch&amp;utm_medium=guestBlog&amp;utm_campaign=uSwitchArticle_May12">For more about EvoEnergy see their website for details. </a></p>
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		<title>Guest blog – Introducing a greener and quicker way to get around London</title>
		<link>http://www.uswitch.com/blog/2012/05/09/introducing-a-greener-and-quicker-way-to-get-around-london/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=introducing-a-greener-and-quicker-way-to-get-around-london</link>
		<comments>http://www.uswitch.com/blog/2012/05/09/introducing-a-greener-and-quicker-way-to-get-around-london/#comments</comments>
		<pubDate>Wed, 09 May 2012 14:22:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Money]]></category>

		<guid isPermaLink="false">http://www.uswitch.com/blog/?p=5408</guid>
		<description><![CDATA[TfL is supporting a new iPhone app, re:route, that rewards you every time you choose to cycle or walk around London. ]]></description>
			<content:encoded><![CDATA[<p><img src="http://uswitch-wp-blog-assets.s3-website-eu-west-1.amazonaws.com/wp-content/uploads/2012/05/re-route_600px.jpg" alt="" title="re-route_600px" width="600" height="282" class="aligncenter size-full wp-image-5420" /></p>
<p>With the London 2012 Games just around the corner, Transport for London (TfL) is focusing its attention on getting people around the capital quickly and easily during the summer months.</p>
<p>TfL is supporting a new iPhone app, <em>re:route, </em>that rewards you every time you choose to cycle or walk around London.  Brought to you by Recyclebank, the company that motivates people to take everyday green actions by rewarding green behaviour, the new eco-friendly<strong> </strong>app incentivises you to think differently about the way you travel – swapping the car for a bike, or walking and cycling rather than making short journeys by public transport. Members collect points for every journey made and can redeem them against a wide range of offers and discounts from Recyclebank partners including Marks &amp; Spencer, Planet Organic, Champneys and many more.</p>
<p>By encouraging more people to consider cycling and walking as quick and convenient ways to travel around the city,<em>  re:route</em> not only helps to reduce congestion on London’s road’s and busy public transport network, but also make it a greener and healthier place for good. Did you know that there are 109 journeys between neighbouring central London Underground stations that could be quicker on foot than by Tube? re:route can tell you this.</p>
<p><strong>How it works</strong></p>
<p>It’s super easy &#8211; download the free app from the App store, sign up to a free Recyclebank account and enter your journey into <em>re:route</em> for different travel options including walking and cycling with your own bike or with the Barclays Cycle Hire scheme and by public transport.</p>
<p>After arriving at the destination, you earn five Recyclebank points and can see the number of calories you burnt and CO<sub>2</sub> you saved. Then check out the different rewards available directly on <em>re:route</em>, or by visiting the Recyclebank <a href="http://www.recyclebank.com/rewards/?___store=uk">website</a>.</p>
<p>Recyclebank has worked hard to make <em>re:route</em> an easy-to-use app so that people can easily travel around London on foot or on bike, and get rewarded for it. Whilst this app will be hugely useful during the Games to make it easier for people to seek alternative methods to get across London, we hope it will also become part of a Londoner’s daily routine as it gives them a fantastic experience, with desirable rewards at all times.</p>
<p><strong>Other top features you can enjoy include:</strong></p>
<ul>
<li>Connect and sign-in with Facebook, and share with friends instantly</li>
<li>Check the number of bikes and spaces available at Barclays Cycle Hire docking stations before making your route decision</li>
<li>See up-to-date local weather forecasts to help plan your route decision</li>
<li>Save regular journeys for easy and quick starting of routes</li>
</ul>
<p><strong><em>re:route</em></strong><strong> is available for free from the App Store on iPhone </strong><a href="http://itunes.apple.com/gb/app/re-route/id513926106?mt=8">here</a></p>
<p>By Rob Crumbie, marketing director, Recyclebank</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
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		<title>Samsung Galaxy S3 Hands-On Review &#8211; Space Age Phone, Designed For Humans</title>
		<link>http://www.uswitch.com/blog/2012/05/04/samsung-galaxy-s3-hands-on-review-space-age-phone-designed-for-humans/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=samsung-galaxy-s3-hands-on-review-space-age-phone-designed-for-humans</link>
		<comments>http://www.uswitch.com/blog/2012/05/04/samsung-galaxy-s3-hands-on-review-space-age-phone-designed-for-humans/#comments</comments>
		<pubDate>Fri, 04 May 2012 12:17:18 +0000</pubDate>
		<dc:creator>Ernest Doku</dc:creator>
				<category><![CDATA[Communications]]></category>
		<category><![CDATA[Android]]></category>
		<category><![CDATA[htc one x]]></category>
		<category><![CDATA[ice cream sandwich]]></category>
		<category><![CDATA[s2]]></category>
		<category><![CDATA[s3]]></category>
		<category><![CDATA[samsung]]></category>
		<category><![CDATA[samsung galaxy]]></category>
		<category><![CDATA[samsung galaxy s3]]></category>
		<category><![CDATA[samsung galaxy sIII]]></category>

		<guid isPermaLink="false">http://www.uswitch.com/blog/?p=5365</guid>
		<description><![CDATA[May 3rd saw the end of months of rumours, leaks and secrecy as the Samsung Galaxy S3 was finally revealed to an expectant crowd of journalists at London's Earls Court.]]></description>
			<content:encoded><![CDATA[<p style="text-align: center;"><a href="http://www.uswitch.com/blog/2012/05/04/samsung-galaxy-s3-hands-on-review-space-age-phone-designed-for-humans/img_1549/" rel="attachment wp-att-5372"><img class="size-full wp-image-5372 aligncenter" title="IMG_1549" src="http://uswitch-wp-blog-assets.s3-website-eu-west-1.amazonaws.com/wp-content/uploads/2012/05/IMG_1549.jpeg" alt="" width="369" height="369" /></a></p>
<p>May 3rd saw the end of months of rumours, leaks and secrecy as the <strong><a href="http://www.uswitch.com/mobiles/deals/samsung_galaxy_s3/">Samsung Galaxy S3</a></strong> was finally revealed to an expectant crowd of journalists at London&#8217;s Earls Court.</p>
<p>With the bombast of a live orchestra narrating evocative SIII imagery on a massive screen, former Gadget Show presenter Suzi Perry acting as Master of Ceremonies and a lavish unveiling in a spacious auditorium, Samsung certainly took their newly gained position <a href="http://uk.reuters.com/article/2012/05/03/us-samsung-android-idUKBRE8420BU20120503">as the world&#8217;s leading mobile manufacturer</a> into their stride with an epic launch event.</p>
<p>Samsung&#8217;s previous flagship &#8216;Galaxy&#8217; handset &#8211; the SII &#8211; was inarguably the phone that catapaulted the Korean manufacturer into the coveted top spot, managing to become the poster child for Google&#8217;s Android mobile operating system and quickly cementing itself as an affordable, attractive alternative to the iPhone.</p>
<p>The Galaxy SII still enjoys a rarified air usually preserved for Apple devices, sitting at the intersection of consumer and critical acclaim which generated huge sales, kudos in gadget geek circles as well as a position as the UK&#8217;s most popular handset <a href="https://s3-eu-west-1.amazonaws.com/uswitch-press-room//iphone-4s-ends-galaxy-s-ii%E2%80%99s-reign-as-britain%E2%80%99s-most-popular-handset.pdf">according to the uSwitch Mobile Tracker for close to a year</a>.</p>
<p>Naturally, excitement surrounding a sequel to such a landmark smartphone was at fever pitch, and on the whole Samsung did not disappoint.</p>
<p>The Samsung Galaxy S III is a strong iterative step, beefing up both hardware and software stakes, but at the same time lending the same balance that made the SII appeal to technology lovers and the average consumer alike.</p>
<p style="text-align: center;"><a href="http://www.uswitch.com/blog/2012/05/04/samsung-galaxy-s3-hands-on-review-space-age-phone-designed-for-humans/img_1544/" rel="attachment wp-att-5373"><img class="size-full wp-image-5373 aligncenter" title="IMG_1544" src="http://uswitch-wp-blog-assets.s3-website-eu-west-1.amazonaws.com/wp-content/uploads/2012/05/IMG_1544.jpeg" alt="" width="332" height="443" /></a></p>
<p>Samsung&#8217;s lines of &#8216;inspired by nature&#8217; and &#8216;designed by humans&#8217; may sound like marketing buzz terms on first impressions, but are quickly borne out once getting to grips with the device.</p>
<p>These hooks refer to the hardware and software respectively, with the handset&#8217;s ergonomic rounded edges said to evoke the shape and texture of a pebble (as well as the form of the earlier <a href="http://www.uswitch.com/mobiles/deals/samsung_galaxy_nexus/">Galaxy Nexus</a>), whilst the intuitive and often inspired new features lend an air of simplicity to the Galaxy S III&#8217;s more advanced functionality.</p>
<p>Stand out features like S Voice (think a souped-up version of iPhone&#8217;s Siri, enabling voice activation throughout the Galaxy SIII), Pop Up Play (a snazzy way of running multiple applications side-by-side) and the impressive 8-megapixel burst-shot camera all tied in to enhanced sharing functionality, all geared to enable easier sending, consumption and creation of content with the SIII.</p>
<p>Some bullet points did veer more towards gimmick than genuine value add, and it did feel as though the SIII leaned a little heavily into the concept of sharing, but touches like holding the phone up to the ear to instantly trigger a call, or using the front facing camera to dim the screen only when the user is looking away lend credence to the fact that how it works &#8211; and how &#8216;humans&#8217; interact with it on a daily basis &#8211; has had some serious thought go into it.</p>
<p>&nbsp;</p>
<p style="text-align: center;"><a href="http://www.uswitch.com/blog/2012/05/04/samsung-galaxy-s3-hands-on-review-space-age-phone-designed-for-humans/img_1519/" rel="attachment wp-att-5374"><img class="size-full wp-image-5374 aligncenter" title="IMG_1519" src="http://uswitch-wp-blog-assets.s3-website-eu-west-1.amazonaws.com/wp-content/uploads/2012/05/IMG_1519.jpeg" alt="" width="311" height="415" /></a></p>
<p>Google&#8217;s Ice Cream Sandwich version of Android has been given a heavy sprinkle of the Samsung user experience on the device, making it feel familiar to those having used anything from the SII to the entry-level <a href="http://www.uswitch.com/mobiles/deals/samsung_galaxy_ace/">Galaxy Ace</a>, but with tweaks that reassure of the SIII&#8217;s flagship status.</p>
<p>From the interactive lock screen rippling like water to the touch, to a spruced up interface with smooth transitions and pin-sharp clarity on the huge 4.8-inch Super AMOLED display, the light, slender (if a tad plasticky) device brims with flourishes that illustrate a wealth of time afforded to creating the Galaxy SIII.</p>
<p>This is not a handset quickly developed and put out of the door as a knee-jerk reaction to offerings from the competition, nor is it a stop-gap device to tide consumers over.</p>
<p>With plans for a launch in over 140 countries and on 290 mobile carriers and a 4G model to follow in the US and Japan in the Summer, the Galaxy SIII is easily Samsung&#8217;s biggest bet of all time.</p>
<p>The Galaxy SIII feels every part the conscious effort to continue to lead in the smartphone stakes, admittedly not necessarily pushing the envelope too far in any single area, but situating itself firmly on the cutting edge right alongside (if not ahead of) the likes of the <a href="http://www.uswitch.com/mobiles/deals/htc_one_x/">HTC One X</a> by delivering quad-core processing power, an impressive display and plenty of storage, wrapped in a package that proves equally alluring to those swayed by simplicity and aesthetics.</p>
<p>Many mentioned that numerous aspects of the event &#8211; from the heavily guarded secrecy lading to the launch and even key aspects of the device itself &#8211; had strong overtones of an Apple product. If you were going to crib from another team&#8217;s playbook, why not one of the best in the business?</p>
<p>It&#8217;s that same balance of bringing current generation technology to bear in an innovative and compelling fashion that has both seen Apple create (and rule) an entirely new category of product with the iPad, and Nintendo come from nowhere to wrestle console supremacy away from Sony and Microsoft with the Wii.</p>
<p>Samsung is in an incredibly strong position right now, and it seems that they are poised to capitalise on this.</p>
<p>With a roadshow geared around bringing the phone to shopping centres and high streets to build awareness, a great device and a marketing campaign hinging on placing it centre stage during the Olympics, with the Galaxy SIII Samsung clearly has the potential to extend their lead as the top mobile maker and continue to be a worthy foil for the ever-popular iPhone.</p>
<p>Judging by the selection of competitive pre-order deals already doing the rounds, column inches generated in the technology press and the clamour from mobile fans now that the wrapper has come off, the Samsung Galaxy SIII looks poised to own the summer from the moment it launches on May 30th.</p>
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		<title>Analogue TV falls silent on London’s airwaves</title>
		<link>http://www.uswitch.com/blog/2012/04/20/analogue-tv-falls-silent-on-london%e2%80%99s-airwaves/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=analogue-tv-falls-silent-on-london%25e2%2580%2599s-airwaves</link>
		<comments>http://www.uswitch.com/blog/2012/04/20/analogue-tv-falls-silent-on-london%e2%80%99s-airwaves/#comments</comments>
		<pubDate>Fri, 20 Apr 2012 13:10:30 +0000</pubDate>
		<dc:creator>Ernest Doku</dc:creator>
				<category><![CDATA[Communications]]></category>
		<category><![CDATA[analogue]]></category>
		<category><![CDATA[digital]]></category>
		<category><![CDATA[switchover]]></category>
		<category><![CDATA[tv]]></category>

		<guid isPermaLink="false">http://www.uswitch.com/blog/?p=5343</guid>
		<description><![CDATA[The time has come - the big switch over is here... so is it time to cheer or wipe a nostalgic tear?]]></description>
			<content:encoded><![CDATA[<p style="text-align: center;"><a href="http://www.uswitch.com/blog/2012/04/20/analogue-tv-falls-silent-on-london%e2%80%99s-airwaves/article-2131872-12a8b24f000005dc-963_634x461/" rel="attachment wp-att-5349"><img class="size-full wp-image-5349 aligncenter" title="article-2131872-12A8B24F000005DC-963_634x461" src="http://uswitch-wp-blog-assets.s3-website-eu-west-1.amazonaws.com/wp-content/uploads/2012/04/article-2131872-12A8B24F000005DC-963_634x461.jpg" alt="" width="507" height="369" /></a></p>
<p>April 18<sup>th</sup> marked a bittersweet moment in the UK’s history, as ‘the Big Switchover’ finally took place, with analogue television signals phased out and replaced by digital terrestrial broadcasts.</p>
<p>Bringing the nation into a glittering future of Freeview and 4G wireless connections on our mobiles, the 219m-high Crystal Palace transmitter – server of signals to almost 5 million homes and London’s highest structure until Canary Wharf’s One Canada Square was built in 1991 – initially ceased broadcasting BBC 2 on April 4<sup>th</sup>.</p>
<p>The other four channels ceased analogue broadcast on the 18<sup>th</sup>, with the momentous occasion marked by an event surrounding the structure, attended by celebrities including Professor Brian Cox, DJ Chris Evans and BBC Director General Mark Thompson, recalling landmark TV moments in the transmitter’s 75-year history.</p>
<p>The switch to digital broadcast has been pegged at costing in excess of £630m, and was the product of over eight years of planning and work conducted by the BBC and broadcast network operator Arqiva.</p>
<p>The switchover itself began back in 2009 with Northern Ireland marking the end of the process in October.</p>
<p>Arqiva chief executive John Cresswell said: &#8220;This is a broadcasting landmark and digital switchover is an amazing engineering and technical feat and a fantastic story of British success.</p>
<p>&#8220;The UK has an amazing record of producing fantastic television. Freeview is the platform of choice across the UK and the investment we have just made will ensure it continues to be relevant for the next 20 years.&#8221;</p>
<p>View highlights of the landmark event on Arqiva’s YouTube channel: <a href="http://www.youtube.com/user/SwitchOverNight">http://www.youtube.com/user/SwitchOverNight</a></p>
<p>Missing all your favourite channels after the switchover? Check out the widest selection of <a href="http://www.uswitch.com/broadband/compare/broadband_and_digital_tv/">Digital TV deals on uSwitch Broadband.</a></p>
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		<title>Guest blog &#8211; Your car finance options when buying a new car</title>
		<link>http://www.uswitch.com/blog/2012/03/28/guest-blog-your-car-finance-options-when-buying-a-new-car/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=guest-blog-your-car-finance-options-when-buying-a-new-car</link>
		<comments>http://www.uswitch.com/blog/2012/03/28/guest-blog-your-car-finance-options-when-buying-a-new-car/#comments</comments>
		<pubDate>Wed, 28 Mar 2012 15:29:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Motoring]]></category>

		<guid isPermaLink="false">http://www.uswitch.com/blog/?p=5316</guid>
		<description><![CDATA[The most important thing to consider when getting a new car is how you’re actually going to finance it, says Nadim Saad, director of car finance comparison site, Financeacar.co.uk.]]></description>
			<content:encoded><![CDATA[<p>&nbsp;</p>
<div id="attachment_5320" class="wp-caption aligncenter" style="width: 434px"><img class="size-full wp-image-5320" title="Car keys and money on a white background" src="http://uswitch-wp-blog-assets.s3-website-eu-west-1.amazonaws.com/wp-content/uploads/2012/03/Keys-and-Money.jpg" alt="" width="424" height="283" /><p class="wp-caption-text">Image by JayeshJansari via Flickr</p></div>
<p>The most important thing to consider when getting a new car is how you’re actually going to finance it, says Nadim Saad, director of car finance comparison site, <a href="http://www.financeacar.co.uk/?utm_source=uswitch&amp;utm_medium=article&amp;utm_campaign=homepage">Financeacar.co.uk</a>.</p>
<p>In these times of austerity, we are seeing fewer people able to afford a vehicle by paying for it upfront. Recent figures from the Finance and Leasing Association (FLA) reinforce this view, with car finance usage growing 42% year on year for January 2012.</p>
<p>Luckily, there are a number of car finance options that can help.</p>
<p><strong>Different types of car finance options</strong></p>
<p>When we’re looking to buy new car, we often focus on the small details, such as the colour or whether or not it has leather seats.</p>
<p>What often gets overlooked is the really important question &#8211; how are we going to pay for our new motor?</p>
<p>According to the FLA, most people use some sort of car finance arrangement to get their vehicle on the road. And while many people are familiar with the concept of car finance in the form of hire purchase, there have been exciting developments in this area in recent years.</p>
<p><strong>PCP – personal contract purchase</strong></p>
<p>Personal contract purchase (PCP) is a form of car finance which enables you to pay lower monthly payments while having the option to own your own car. It works by paying monthly instalments for the car over a set period, usually around three or four years. When that period is over, you have the option of making one final lump sum payment for the car to be yours, or simply handing the car back and avoiding the hassle of selling it privately.</p>
<p>The advantage of PCP is that it allows you to avoid taking one large hit to your bank account, while at the same time gaining access to attractive rates that a bank loan or hire purchase agreement can’t match.</p>
<p><strong>Car leasing</strong></p>
<p>Another alternative is car leasing, which works on a similar principle to PCP, but you never own the car &#8211; instead, you pay a monthly amount to use the car. It’s almost like renting a hire car while on holiday, only for a much longer period.</p>
<p>While it might sound a bit strange at first, car leasing brings with it numerous advantages such as avoiding depreciation, which can wipe out over 50% of a car’s value over the first two years of its life. It also means that you don’t have to worry about selling the car on when the time comes to part ways with it &#8211; you can simply hand back the keys and upgrade to a new model.</p>
<p>Car leasing can also give you access to premium models at a lower rate – one reason why it’s become such a popular form of car finance in recent years.</p>
<p>So, when looking to buy a new car, enjoy making those fun decisions that help make your motor more personal to you. More importantly, make the right decision when it comes to financing your vehicle that suits both your needs and your pocket.</p>
<p>To find out more about which car finance option may be best for you and to get monthly prices on all new car models, visit <a href="http://www.financeacar.co.uk/?utm_source=uswitch&amp;utm_medium=article&amp;utm_campaign=homepage">www.FinanceAcar.co.uk</a>.</p>
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		<title>Budget 2012: Ultra-fast broadband coming to the UK…but at what cost?</title>
		<link>http://www.uswitch.com/blog/2012/03/26/budget-2012-world-class-broadband-coming-to-the-uk%e2%80%a6but-at-what-cost/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=budget-2012-world-class-broadband-coming-to-the-uk%25e2%2580%25a6but-at-what-cost</link>
		<comments>http://www.uswitch.com/blog/2012/03/26/budget-2012-world-class-broadband-coming-to-the-uk%e2%80%a6but-at-what-cost/#comments</comments>
		<pubDate>Mon, 26 Mar 2012 10:42:41 +0000</pubDate>
		<dc:creator>Ernest Doku</dc:creator>
				<category><![CDATA[Communications]]></category>

		<guid isPermaLink="false">http://www.uswitch.com/blog/?p=5297</guid>
		<description><![CDATA[  &#160; Chancellor George Osborne broached many contentious topics in last week’s Budget – increases in tax-free personal allowances, increases in duty on tobacco and reductions in the top rate of tax. One that had I had paid close attention to – and also has wide reaching implications for the future &#8211; were plans for <a href="http://www.uswitch.com/blog/2012/03/26/budget-2012-world-class-broadband-coming-to-the-uk%e2%80%a6but-at-what-cost/">more</a>]]></description>
			<content:encoded><![CDATA[<p align="center"><strong><a href="http://www.uswitch.com/blog/2012/03/26/budget-2012-world-class-broadband-coming-to-the-uk%e2%80%a6but-at-what-cost/speed-guide/" rel="attachment wp-att-5298"><img class="aligncenter size-full wp-image-5298" title="speed-guide" src="http://uswitch-wp-blog-assets.s3-website-eu-west-1.amazonaws.com/wp-content/uploads/2012/03/speed-guide.jpg" alt="" width="550" height="299" /></a> </strong></p>
<p>&nbsp;</p>
<p>Chancellor George Osborne broached many contentious topics in last week’s Budget – increases in tax-free personal allowances, increases in duty on tobacco and reductions in the top rate of tax.</p>
<p>One that had I had paid close attention to – and also has wide reaching implications for the future &#8211; were plans for improvements to the UK’s broadband and mobile infrastructure.</p>
<p>On the topic of broadband, Osborne stated:</p>
<p><em>&#8220;Two years ago Britain had some of the slowest broadband speeds in Europe; today our plans will deliver some of the fastest &#8211; with 90 per cent of the population having access to superfast broadband, and improved mobile phone coverage for rural areas and along key roads across the UK.”</em></p>
<p><em> </em>This is inarguably great news. The Government recognised issues that I on behalf of uSwitch have raised on numerous occasions, the poor speeds of our broadband infrastructure as a whole, as well as the disappointing disparity of mobile communications in urban and rural areas.</p>
<p>However, it seems as though there are even more ambitious goals in store…</p>
<p><em>&#8220;…but we should not be complacent by saying it is enough to be the best in Europe when countries like Korea and Singapore do even better.</em></p>
<p><em>&#8220;So today we&#8217;re funding ultra-fast broadband and wi-fi in ten of the UK&#8217;s largest cities &#8211; <strong>Belfast, Birmingham, Bradford, Bristol, Cardiff, Edinburgh, Leeds, Manchester, Newcastle and London.&#8221;</strong></em></p>
<p>Whilst ultra-fast broadband (defined by the DCMS as between 80 and 100Mbps) is a laudable scheme, I cannot help but feel that these are already parts of the country that have been earmarked for – and in many cases received &#8211; significant improvements, risking an even greater divide when it comes to broadband.</p>
<p>What of areas like Silicon Fen in Cambridge, home to some of the UK&#8217;s cutting-edge technology firms? Equally, there are some homes and businesses in the UK with barely functional broadband, let alone the blistering speeds touted to arrive in the coming years.</p>
<p>This was a sentiment echoed by uSwitch’s Director of Telecoms, Julia Stent in a statement:</p>
<p><em>“Whilst funding earmarked for ultrafast broadband in 10 UK cities is both ambitious and heartening, and will undoubtedly benefit technology companies looking to develop and expand in the UK, the primary concern should be the provision of a quality service to rural areas before pursuing the title of fastest broadband.</em></p>
<p><em>&#8220;Although there are still broadband blackspots and speed issues in some urban areas of the UK, we worry that the major towns and cities will speed ahead of the rest of the country in the premature quest to become fastest in the world.”</em></p>
<p>In addition to the £100m for infrastructure improvement and wireless connectivity for the ten aforementioned UK cities, there will also be £50 million of additional funding that will be distributed amongst smaller towns.</p>
<p>Whilst eager to see Britain sprinting towards ultra-fast broadband by 2015, I only hope that the country can get there at closer to the same pace.</p>
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		<title>Energy campaigns of 2012</title>
		<link>http://www.uswitch.com/blog/2012/03/22/energy-campaigns-of-2012/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=energy-campaigns-of-2012</link>
		<comments>http://www.uswitch.com/blog/2012/03/22/energy-campaigns-of-2012/#comments</comments>
		<pubDate>Thu, 22 Mar 2012 12:11:42 +0000</pubDate>
		<dc:creator>Maya Robert</dc:creator>
				<category><![CDATA[Utilities]]></category>

		<guid isPermaLink="false">http://www.uswitch.com/blog/?p=5273</guid>
		<description><![CDATA[Energy bills have been front page news and political cannon-fodder for a fair while, but has anything actually changed? There have been several big campaigns demanding that our energy industry changes - so we've rounded them up for you to see who's asking for what. ]]></description>
			<content:encoded><![CDATA[<p>&nbsp;</p>
<p><img class="size-full wp-image-5286 aligncenter" title="change" src="http://uswitch-wp-blog-assets.s3-website-eu-west-1.amazonaws.com/wp-content/uploads/2012/03/change2.jpg" alt="" width="640" height="305" /></p>
<p>&nbsp;</p>
<p><img class="size-full wp-image-5278 alignnone" title="independent_Masthead" src="http://uswitch-wp-blog-assets.s3-website-eu-west-1.amazonaws.com/wp-content/uploads/2012/03/independent_Masthead.png" alt="" width="281" height="56" /></p>
<p>&nbsp;</p>
<h3></h3>
<h3><strong>The Independent</strong></h3>
<p><em>The Great Expectations Charter</em></p>
<p><strong>What are they calling for?</strong> The Independent have written a &#8216;Great Expectation Charter&#8217; that highlights the increasing price of energy and includes points under the titles &#8216;Openness, Fairness and Honesty&#8217;. These call for energy suppliers to provide accurate energy comparisons and be more open about the switching process. Here are the key asks:</p>
<p><strong>Openness</strong></p>
<p>l Review my tariff annually to check I&#8217;m on the their cheapest plan for my energy use;</p>
<p>l Provide information on the lowest price plan they currently offer and conditions attached;</p>
<p>l Create a consistent format for publishing price plans expressed in plain English.</p>
<p><strong>Fairness</strong></p>
<p>l Use a common standard method of bill estimation if no meter read is available;</p>
<p>l Never make me feel I&#8217;ve been treated aggressively, deceitfully or manipulatively;</p>
<p>l Ask me every 12 months if any credit on my account should be repaid.</p>
<p><strong>Honesty</strong></p>
<p>l Ensure that anyone selling energy supply to me will give me a direct comparison using my actual use;</p>
<p>l Not try to sell me other products when speaking to me about non-sales matters;</p>
<p>l When I switch to them, tell me how to switch away, including any costs.</p>
<p>&nbsp;</p>
<p><img class="size-full wp-image-5274 alignleft" title="which logo" src="http://uswitch-wp-blog-assets.s3-website-eu-west-1.amazonaws.com/wp-content/uploads/2012/03/which-logo.png" alt="" width="125" height="80" /></p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<h3><strong>Which?</strong></h3>
<p><em> The Affordable Energy Campaign</em></p>
<p><strong>What are they calling for? </strong>Which? says it&#8217;s calling for clearer energy bills to make comparing<a href="http://www.uswitch.com/gas-electricity/"> gas and electricity</a> easier, and are concerned that the current <a href="http://www.uswitch.com/news/utilities/ofgem-releases-proposal-for-simpler-tariffs-900004242/">Ofgem reforms</a> don&#8217;t go far enough. They are also challenging the government policies around<a href="http://www.uswitch.com/gas-electricity/smart-meters-explained/"> smart meters</a>, calling for a halt to the national roll-out. They also wants the Green Deal to be put  &#8217;<strong>in the spotlight</strong> to make sure that it&#8217;s good value for money, and contains good protection for consumers who take up the offer&#8217;.</p>
<p><strong>How?: </strong>They are asking for consumers to sign the &#8216;Help us tackle tariffs&#8217; petition.</p>
<p>&nbsp;</p>
<p><img class="size-full wp-image-5275 alignleft" title="foe_logo" src="http://uswitch-wp-blog-assets.s3-website-eu-west-1.amazonaws.com/wp-content/uploads/2012/03/foe_logo.gif" alt="" width="137" height="44" /></p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<h3>Environmental campaigners <strong>Friends of the Earth</strong></h3>
<p><em>Final Demand Campaign</em></p>
<p><strong>What are they calling for? </strong>An end to the &#8216;Big 6&#8242; energy supplier&#8217;s dominance of the energy industry, and the end to our reliance on imported oil and gas. Instead, they say, we should be &#8216;generating energy from our wind, waves and sun&#8217;.</p>
<p><strong>Friends of the Earth say</strong>: Our <a href="http://www.foe.co.uk/finaldemand" target="_blank">Final Demand Campaign</a> is calling for a public inquiry into the Big Six energy firms’ power over consumers. We’re stuck with six big companies controlling 99% of household energy – who’ve pushed up our bills by around 11% in the last year. While energy bosses enjoy bumper profits, a quarter of British households struggle to heat their homes.</p>
<p>It&#8217;s time for our leaders to stand up to the Big Six and fix our broken energy system. They must listen to the 86% of people who want a public inquiry into the Big Six’s influence. And they should provide real support – in the form of a dedicated feed-in tariff payment – for clean energy produced by local communities, councils and housing associations.</p>
<p>Join Friends of the Earth’s campaign for clean British energy we can all afford: <a href="http://foecentral.foe.co.uk/Services/Communications/CommsMediaTeam/Shared%20Documents/Articles%20and%20blogs/2012/www.foe.co.uk/finaldemand" target="_blank">www.foe.co.uk/finaldemand</a></p>
<p><strong>How? </strong> Friends of the Earth is asking for customers to sign their petition to David Cameron</p>
<p><img class="alignleft size-full wp-image-5279" title="the sun" src="http://uswitch-wp-blog-assets.s3-website-eu-west-1.amazonaws.com/wp-content/uploads/2012/03/the-sun.gif" alt="" width="248" height="90" /></p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<h3><strong>The Sun</strong></h3>
<p><em>Keep it Down</em></p>
<p><strong>What are they calling for? </strong>The Sun launched the &#8216;Keep it Down&#8217; campaign against energy price rises since 2011. Fuel poverty is the major driver of this campaign. The Sun sites LSE figures that 2,700 people die due to fuel poverty. In particular they are calling for:</p>
<p>1. All suppliers to commit to no further price rises until August 2012</p>
<p>2. Offer free insulation to all customers until 1 April 2012</p>
<p>3. Free boiler cover for the winter months (Or 3 months Dec &#8211; Feb)</p>
<p>4. Pay £120 to any elderly or vulnerable customer on income of less than £16,000 a year</p>
<p>5. If people call up and ask for the cheapest deal, give them the cheapest deal</p>
<p><strong>So, what do you think? Realistic or never going to happen? Fair or harsh? Have your say below. </strong></p>
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		<title>Budget 2012: The key points and what they could mean for you</title>
		<link>http://www.uswitch.com/blog/2012/03/21/budget-2012-the-key-points-and-what-they-could-mean-for-you/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=budget-2012-the-key-points-and-what-they-could-mean-for-you</link>
		<comments>http://www.uswitch.com/blog/2012/03/21/budget-2012-the-key-points-and-what-they-could-mean-for-you/#comments</comments>
		<pubDate>Wed, 21 Mar 2012 16:33:15 +0000</pubDate>
		<dc:creator>Alex Kouzarides</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[Budget]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[cost of living]]></category>
		<category><![CDATA[money saving]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[tax]]></category>
		<category><![CDATA[VAT]]></category>

		<guid isPermaLink="false">http://www.uswitch.com/blog/?p=5255</guid>
		<description><![CDATA[Whether you’re a low, middle or high earner, this year’s Budget will have some impact on you. We look at some of the key tax and benefits changes revealed in Chancellor George Osborne’s third Budget announcement.]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.uswitch.com/blog/2012/03/21/budget-2012-the-key-points-and-what-they-could-mean-for-you/budget/" rel="attachment wp-att-5256"><img class="alignnone size-full wp-image-5256" title="Budget" src="http://uswitch-wp-blog-assets.s3-website-eu-west-1.amazonaws.com/wp-content/uploads/2012/03/Budget.gif" alt="" width="600" height="387" /></a></p>
<p>Our recent research found that two-thirds of Brits (66%) expected the Budget to leave them feeling less confident about their finances, with just 4% expecting to feel more confident.</p>
<p>So, with major changes announced to income tax, stamp duty and child benefits, have we more or less reason to be optimistic?</p>
<h3>Income tax</h3>
<ul>
<li>From April 2013, the 50p top rate of tax will be cut to 45p.</li>
<li>The personal income tax allowance – currently £8,105 – will rise by £1,100 to £9,205 from April 2013 – this move is said to benefit 24 million low-paid workers by £220 a year.</li>
<li>Age-related tax allowances are set to freeze from April 2013 &#8211; people about to turn 65 over the next year or two are said to lose out by almost £200, with existing pensioners losing £63.</li>
<li>From 2012, every taxpayer will receive a personal statement detailing how much of their income is paid to government and what it&#8217;s being spent on.</li>
</ul>
<h3>Benefits</h3>
<ul>
<li>Child benefits are to be phased out for households with an income of more than £50,000, falling by 1% for every £100 earned over £50,000.</li>
<li>Households earning more than £60,000 will miss out on child benefits altogether.</li>
</ul>
<h3>Fuel, tobacco and alcohol</h3>
<ul>
<li>From 6pm tonight, duty on all tobacco products will rise by 5% plus inflation &#8211; the equivalent of a 37p increase on a pack of cigarettes.</li>
<li>No changes to the existing plans on alcohol or fuel duty, though fuel prices are expected to go up by 3p from August.</li>
<li>The existing &#8216;fair fuel stabiliser&#8217; means that above-inflation rises in fuel duty will only return if the price of oil falls below £45 a barrel.</li>
</ul>
<h3>Pensions</h3>
<ul>
<li>There will be an automatic review of the state pension age to ensure it keeps pace with increasing lifespans.</li>
<li>A new single-tier state pension will be introduced for future pensioners &#8211; to be set at around £140 and based on contributions.</li>
</ul>
<h3>Other announcements</h3>
<ul>
<li>There will be new investment in an ultra-fast <a href="http://www.uswitch.com/broadband/">broadband</a> network, giving the UK broadband speeds comparable to those in South Korea and Singapore.</li>
<li>In terms of <a href="http://www.uswitch.com/gas-electricity/comparison">energy</a>, the Chancellor announced plans to introduce a carbon floor price from April 2013.</li>
<li>VAT loopholes will be removed &#8211; including exemptions for sports nutrition drinks and hot supermarket takeaway products.</li>
<li>Sunday trading laws are to be relaxed for eight weeks during the Olympics, starting on July 2.</li>
</ul>
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		<title>Should you buy the new iPad?</title>
		<link>http://www.uswitch.com/blog/2012/03/19/should-you-buy-the-new-ipad/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=should-you-buy-the-new-ipad</link>
		<comments>http://www.uswitch.com/blog/2012/03/19/should-you-buy-the-new-ipad/#comments</comments>
		<pubDate>Mon, 19 Mar 2012 14:45:18 +0000</pubDate>
		<dc:creator>Ernest Doku</dc:creator>
				<category><![CDATA[Communications]]></category>

		<guid isPermaLink="false">http://www.uswitch.com/blog/?p=5221</guid>
		<description><![CDATA[&#160; On 16th March Apple stirred the interest of gadget fans the world over once again, with people waiting patiently outside stores for the launch of a revamped model of the iconic tablet PC – the iPad. With an all-new camera, more powerful processor and a breakthrough display that promises sharper images and text than <a href="http://www.uswitch.com/blog/2012/03/19/should-you-buy-the-new-ipad/">more</a>]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.uswitch.com/blog/2012/03/19/should-you-buy-the-new-ipad/screen-shot-2012-03-19-at-14-30-46/" rel="attachment wp-att-5226"><img class="aligncenter size-full wp-image-5226" title="Screen Shot 2012-03-19 at 14.30.46" src="http://uswitch-wp-blog-assets.s3-website-eu-west-1.amazonaws.com/wp-content/uploads/2012/03/Screen-Shot-2012-03-19-at-14.30.46.png" alt="" width="652" height="557" /></a></p>
<p>&nbsp;</p>
<p>On 16<sup>th</sup> March Apple stirred the interest of gadget fans the world over once again, with people waiting patiently outside stores for the launch of a revamped model of the iconic tablet PC – the iPad.</p>
<p>With an all-new camera, more powerful processor and a breakthrough display that promises sharper images and text than an HD television, the new iPad certainly offers a lot in a touchscreen package. Does it deliver? We aim to answer a few of those burning questions.</p>
<p>&nbsp;</p>
<p><strong>What’s the iPad all about?</strong></p>
<p>Revolutionary upon its launch in 2009, Apple’s iPad has arguably created an entirely new category of device – the tablet.</p>
<p>A far cry from PDAs and laptops of yore, the tablet device aims to sit in between the smartphone and the notebook PC – in the iPad’s case it means a minimalist device with a single button on the front and an intuitive interface that responds largely to touch and gestures.</p>
<p>Anyone that has taken an iPhone out for a spin will be instantly familiar with the grid of tiles that acts as a home screen, with a quick tap activating messaging, multimedia and gaming applications.</p>
<p>Also acting a as an e-reader, music player with iTunes integration and web browser, the iPad’s multi-faceted nature has made it incredibly popular. Portable, user-friendly and powerful for both work and play, the iPad has shaped the gadget space in its own image in just a few short years.</p>
<p>&nbsp;</p>
<p><strong>Okay, what’s new about this one?</strong></p>
<p>On its surface, perhaps not a lot. The new iPad shares the form of the iPad 2, looking near identical. However it is touting an array of new features, functions and upgrades over last year’s model:</p>
<p style="text-align: center;"><a href="http://www.uswitch.com/blog/2012/03/19/should-you-buy-the-new-ipad/screen-shot-2012-03-19-at-13-20-46/" rel="attachment wp-att-5227"><img class="size-full wp-image-5227 aligncenter" title="Screen Shot 2012-03-19 at 13.20.46" src="http://uswitch-wp-blog-assets.s3-website-eu-west-1.amazonaws.com/wp-content/uploads/2012/03/Screen-Shot-2012-03-19-at-13.20.46.png" alt="" width="386" height="272" /></a></p>
<p><strong>The display: </strong>Definitely the new iPad’s flagship feature, an all-new display boasting four times the pixels over the iPad 2, with images looking crisper, colours brighter and text more legible on the 9.7-inch display.</p>
<p>Boasting one million more pixels than an HDTV and an immense 2048 x 1536 resolution, high-definition films also look jaw-dropping on the new screen. Applications will improve as their makers take advantage, but the new iPad’s ‘Retina’ display is a stand out feature against increasing competition.</p>
<p>&nbsp;</p>
<p><strong>The camera: </strong>One of iPad 2’s major misgivings was a substandard camera, and a new<strong> </strong>5-megapixel rear-facing camera (dubbed ‘iSight’) improves matters substantially. With a fancy five-element lens, an infrared filter and focus balancing for up to ten faces, the camera also captures video in 1080p HD, making the capturing of content as easy as enjoying it.</p>
<p>&nbsp;</p>
<p><strong>The chip: </strong>A more powerful A5X chip powers the new iPad, and a new graphics cheap takes the device closer to being a fully-fledged portable gaming device. When using it, this means a more responsive interface, faster load times and slicker games, all the while retaining an impressive ten-hour battery life.</p>
<p>&nbsp;</p>
<p><strong>Does the new iPad really have ‘4G’?</strong></p>
<p>Yes…but not here in the UK.</p>
<p>4G is a faster brand of mobile internet, one which the UK isn’t quite ready for just yet. On 3G however, the new iPad can offer some blistering download speeds, with Three’s HSPA+ service offering as much as 21Mbps…that’s fast. With Everything Everywhere given the green light to offer 4G as soon as this year, we could see even faster iPad speeds soon…</p>
<p>&nbsp;</p>
<p><strong>What’s it actually called?</strong></p>
<p>Well, even though the last one was called the iPad 2, <em>this </em>one is apparently just called ‘iPad’ rather than ‘iPad 3’.</p>
<p>We’re not sure why either.</p>
<p>&nbsp;</p>
<p><strong>How much does it cost?</strong></p>
<p>As ever, there is a choice of buying the device directly from Apple themselves, or from one of the many mobile retailers offering the new iPad on a monthly contract from as little as £25. It actually costs the same as the last model was when buying directly from Apple, with an iPad costing from £399 for a 16GB Wi-Fi only model up to £659 for a 64GB unit with 3G support.</p>
<p>&nbsp;</p>
<p><strong>Should I buy one?</strong></p>
<p style="text-align: center;"><a href="http://www.uswitch.com/blog/2012/03/19/should-you-buy-the-new-ipad/ipad2012-stp0gallry06zoom/" rel="attachment wp-att-5228"><img class="aligncenter size-full wp-image-5228" title="ipad2012-stp0gallry06zoom" src="http://uswitch-wp-blog-assets.s3-website-eu-west-1.amazonaws.com/wp-content/uploads/2012/03/ipad2012-stp0gallry06zoom.png" alt="" width="613" height="332" /></a></p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>For those that are thinking of making their first foray into tablet devices, we can wholeheartedly recommend the new iPad. The technology is bleeding edge, the selection of apps exemplary and the experience unrivalled.</p>
<p>Even those who purchased the original iPad would be swayed by the litany of advancements in just a few short years, upgrading to the 2012 model is far from a disappointment.</p>
<p>Those best placed to do some shopping around are folk that purchased an iPad 2 just a year ago, they will be harder pushed to find enough of a difference to pay a minimum of £399 for a new one.</p>
<p>The tablet competition is really hotting up too, with great devices like the forthcoming Samsung Galaxy Note 10.1 giving Apple a run for their money, as well as heavy discounts on the BlackBerry Playbook and HTC’s Flyer making for affordable alternatives.</p>
<p>At the end of the day, the new iPad is an amazing &#8211; if slightly pricey &#8211; device. As an accompaniment rather than an alternative to the laptop, the iPad excels and the uninitiated will be blown away.</p>
<p>Those more familiar with the iPad&#8217;s charms or used to using a fully-fledged PC may find a number of shortcomings or a lack of truly revolutionary features, but there&#8217;s no denying that the new iPad&#8217;s versatility, power and ease of use maintains Apple&#8217;s unmatched dominance in the tablet space.</p>
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		<title>Energy bills: what am I paying for?</title>
		<link>http://www.uswitch.com/blog/2012/03/12/how-to-read-energy-bill/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=how-to-read-energy-bill</link>
		<comments>http://www.uswitch.com/blog/2012/03/12/how-to-read-energy-bill/#comments</comments>
		<pubDate>Mon, 12 Mar 2012 14:56:26 +0000</pubDate>
		<dc:creator>Maya Robert</dc:creator>
				<category><![CDATA[Utilities]]></category>
		<category><![CDATA[energy bill]]></category>
		<category><![CDATA[energy bills]]></category>
		<category><![CDATA[energy costs]]></category>
		<category><![CDATA[energy suppliers]]></category>
		<category><![CDATA[wholesale]]></category>

		<guid isPermaLink="false">http://www.uswitch.com/blog/?p=5203</guid>
		<description><![CDATA[Does your energy bill make your head spin? Have a look at our infographic and video. They'll show you what the charges on your energy bill mean and how to go about deciphering it.]]></description>
			<content:encoded><![CDATA[<p>We often get questions about what the information If you&#8217;re struggling to understand your energy bill or find out how your supplier spends the money they charge you, we may be able to help.</p>
<p>This<strong> handy uSwitch infographic</strong> breaks down <strong>what you’re being charged</strong>, <strong>and where the money goes</strong>.</p>
<p><img src="http://www.uswitch.com/gas-electricity/gasandelectricityimages/understand-your-bills.gif" alt="" /><br />
<strong></strong></p>
<p>Find out what &#8216;meter provision&#8217; or &#8216;environmental costs&#8217; actually mean in our<a href="http://www.uswitch.com/gas-electricity/average-energy-bills/"> breakdown of an average energy bill</a>.</p>
<p><strong>Understanding your energy bill</strong></p>
<p>Energy bills have come under fire for being too intimidating and too confusing. We&#8217;ve put together a video on <a href="http://www.uswitch.com/gas-electricity/how-to-read-your-energy-bill/">how to read your energy bill</a>, so that you can find all the details you need to check that you&#8217;re on the cheapest energy tariff. Enjoy!</p>
<p><object width="640" height="360" classid="clsid:d27cdb6e-ae6d-11cf-96b8-444553540000" codebase="http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0"><param name="allowFullScreen" value="true" /><param name="allowScriptAccess" value="always" /><param name="src" value="http://www.youtube.com/v/b4nEBbRXPNU&amp;rel=0&amp;hl=en_US&amp;feature=player_embedded&amp;version=3" /><param name="allowfullscreen" value="true" /><param name="allowscriptaccess" value="always" /><embed width="640" height="360" type="application/x-shockwave-flash" src="http://www.youtube.com/v/b4nEBbRXPNU&amp;rel=0&amp;hl=en_US&amp;feature=player_embedded&amp;version=3" allowFullScreen="true" allowScriptAccess="always" allowfullscreen="true" allowscriptaccess="always" /></object></p>
<p>Have these guides made it clearer? Is there anything else you&#8217;d like us to make a video or infographic about? <strong>Leave us a comment and let us know. </strong></p>
<p>&nbsp;</p>
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